Track every sub's certificate of insurance automatically.
Stop chasing COIs in a spreadsheet. TradeGuard tracks subcontractors' insurance certificates for general contractors who pay subs from QuickBooks Online, and shows which unpaid bills belong to subs who aren't covered.
No credit card required · Cancel anytime · 14-day free trial
COI tracking, without the spreadsheet
Three steps to know that every subcontractor on your site is actually covered.
Add your subs
Import your subcontractor roster in minutes, or invite them to add themselves.
Upload the COIs
Drop in the certificates you already have. TradeGuard reads the expiration dates and coverage limits automatically.
Get warned early
Automatic 90/60/30-day alerts before any policy lapses, with renewal requests sent to the sub for you.
Everything a GC needs to stay covered
Expiration alerts
90/60/30-day warnings before any COI lapses, so you never find out after the fact.
Smart document reading
Upload a certificate and TradeGuard pulls the dates, limits, and additional-insured status in seconds.
Self-serve sub portal
Subs upload and renew their own certificates through a private link. No more email chasing.
Expired & edited certificates
See which certificates are out of date. Certificates you upload are checked for signs of editing.
50-state compliance
State-by-state gap analysis so you meet the requirements everywhere you build.
Live compliance reports
Share a real-time compliance view with owners and lenders, with no PDFs to assemble.
One lapsed policy is all it takes
A worker gets hurt. The sub's insurance quietly expired weeks ago. Now the claim rolls up to you. Here's the chain TradeGuard breaks:
Write to the person who built it
TradeGuard is founder-built in Fredericksburg, VA. No sales team, no phone tree: if you have a question, email me and I'll answer it myself. Your data is always yours to export.
Common questions
Do I need a credit card to start?+
No. You get full access on a 14-day free trial with no credit card required. Add a plan only when you decide to keep it.
How long does setup take?+
Add your subcontractors, upload the COIs you already have (we read the expiration dates for you), and TradeGuard handles the rest.
What does it actually track?+
Certificates of insurance (GL, workers' comp, auto, umbrella), plus W-9s, OSHA cards, contractor licenses, and 30+ document types, with expiration dates and additional-insured status.
Can subcontractors upload their own certificates?+
Yes. Each sub gets a self-serve portal link to upload and renew their own documents, so you're not the one chasing paperwork by email.
Which states does it cover?+
The state library has an entry for all 50 states and DC, and TradeGuard shows what's missing for the states each sub works in. California, Virginia and Washington have been re-checked against official sources so far; each state page says whether it has been.