Additional insured

Additional insured, explained

“Additional insured” is the single line on a certificate that quietly decides whether a subcontractor's insurance actually protects you, or just looks like it does. Here's what it means, what it doesn't, and exactly what to require.

Comparison

Additional insured vs. Additional Named Insured

Two words apart, very different coverage. Which one you actually want.

Comparison

Additional insured vs. Loss Payee

Liability vs. property coverage: a common and costly mix-up.

Comparison

Additional insured vs. Additional Interest

“Additional interest” is notification only, not coverage. The trap.

Explainer

Additional insured For Completed Operations

CG 20 10 vs CG 20 37: the gap that surfaces after the job closes.

Explainer

Additional insured The Endorsement Forms

The COI checkbox isn't proof; the endorsement is. CG 20 10 / 20 37 / blanket.

Explainer

Additional insured For Landlords & Property Managers

Requiring tenants and vendors to name you: the CG 20 11 side.

Verify additional insured on every certificate

TradeGuard reads each subcontractor's COI, records whether you're listed as additional insured, and flags the ones missing it against your requirements.

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