All 50 states + DC
Subcontractor insurance requirements by state
A free, state-by-state reference for general contractors: the certificates of insurance, contractor licenses, OSHA, and bonding documents you should collect from every subcontractor, and keep current. Pick your state to see the details.
Re-checked against official sources, with the sources listed on each page: California, Virginia and Washington (October 11, 2026). The other pages haven't been re-checked yet, and each one says so at the top.
AlabamaAlaskaArizonaArkansasCaliforniaRe-checkedColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaRe-checkedWashingtonRe-checkedWest VirginiaWisconsinWyoming
Stop tracking this in a spreadsheet
TradeGuard collects every subcontractor's COI, license, and OSHA docs, flags state compliance gaps automatically, and warns you before anything expires.
No credit card required · See how COI tracking works