Not yet re-checked against the Mississippi State Board of Contractors; verify before relying on it.
Mississippi subcontractor insurance & compliance requirements
If you're a general contractor hiring subcontractors in Mississippi, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.
Documents to collect from subcontractors in Mississippi
The core compliance documents a GC should require and keep current for each sub.
State-issued contractor license or registration.
Certificate of Insurance for General Liability coverage.
Certificate showing workers' comp for the sub's employees. Who must carry it depends on the state and the number of employees.
Used to report what you pay the sub on Form 1099-NEC. For payments made in 2026 or later the IRS reporting threshold is $2,000 (it was $600).
Some owners and contracts require it, and some states require it on public projects.
Public owners require one on larger public contracts; the threshold depends on the owner and the state.
Public owners usually require it alongside the performance bond.
Often required with a bid on public work; it backs the bidder's promise to sign the contract at the bid price.
The bond the state requires for a contractor's license or registration; ask the sub for a copy.
Mississippi State Board of Contractors licenses GCs for projects over $50,000 (commercial) or $10,000 (residential). Subs over $50K commercial also need a license.
Mississippi is under federal OSHA jurisdiction.
Bond required as part of contractor license application
- MSBC: Mississippi State Board of Contractors
- MSDOL: Mississippi Dept of Employment Security
Summary for Mississippi
License required for commercial work over $50,000. Federal OSHA applies.
Track all of this automatically in Mississippi
TradeGuard asks each sub for these documents through an upload link and shows what's missing for Mississippi, with alerts before anything expires.
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Mississippi compliance FAQ
Do subcontractors need a contractor license in Mississippi?+
Mississippi State Board of Contractors licenses GCs for projects over $50,000 (commercial) or $10,000 (residential). Subs over $50K commercial also need a license.
Does Mississippi follow federal OSHA or a state OSHA plan?+
Mississippi is covered by federal OSHA. Subcontractors on active job sites are typically expected to carry OSHA 10/30 training.
Is a surety bond required for contractors in Mississippi?+
Yes. Bond required as part of contractor license application
This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Mississippi agencies before relying on them.