Colorado (CO)

Colorado subcontractor insurance & compliance requirements

If you're a general contractor hiring subcontractors in Colorado, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.

State contractor license
Not statewide
OSHA
Federal OSHA
Contractor bond
Not statewide

Documents to collect from subcontractors in Colorado

The core compliance documents a GC should require and keep current for each sub.

Business License / RegistrationRequired

State or local business license

General Liability COIRequired

Certificate of Insurance for General Liability coverage

Workers Compensation COIRequired

Certificate of Insurance for Workers Compensation coverage, required for any sub with employees

W-9 / EIN FormRequired

Required for tax reporting on payments over $600

OSHA 10 CertificationRecommended

Required on many public and private commercial projects

Performance BondConditional

Required on public works projects over threshold

Payment BondConditional

Required alongside performance bond on public projects

Bid BondConditional

Required when bidding on public construction contracts; guarantees contractor will honor the bid if awarded

Licensing

Colorado does not issue a statewide general contractor license. Licensing is handled at the local/county level. Electrical and plumbing have state licenses.

OSHA

Colorado is under federal OSHA jurisdiction.

Bonding

No statewide contractor bond requirement, though projects or public work may still require bonds.

Agencies
  • CDLE: Colorado Dept of Labor and Employment
  • DORA: Dept of Regulatory Agencies (trades licensing)

Summary for Colorado

No state GC license, verify local municipality requirements. Federal OSHA applies. Workers comp required.

Track all of this automatically in Colorado

TradeGuard collects every subcontractor's COI, license, and OSHA docs, flags Colorado compliance gaps, and warns you before anything expires. Stop tracking it in a spreadsheet.

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Colorado compliance FAQ

Do subcontractors need a contractor license in Colorado?+

Colorado does not issue a statewide general contractor license, though local jurisdictions or specialty trades may still require one. Colorado does not issue a statewide general contractor license. Licensing is handled at the local/county level. Electrical and plumbing have state licenses.

Does Colorado follow federal OSHA or a state OSHA plan?+

Colorado is covered by federal OSHA. Subcontractors on active job sites are typically expected to carry OSHA 10/30 training.

Is a surety bond required for contractors in Colorado?+

Colorado does not impose a statewide contractor bond requirement, though individual projects, owners, or public work may still require performance and payment bonds.

This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Colorado agencies before relying on them.

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