Minnesota (MN)

Minnesota subcontractor insurance & compliance requirements

If you're a general contractor hiring subcontractors in Minnesota, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.

State contractor license
Required
OSHA
State OSHA plan
Contractor bond
Required

Documents to collect from subcontractors in Minnesota

The core compliance documents a GC should require and keep current for each sub.

Contractor LicenseRequired

State-issued contractor license or registration

General Liability COIRequired

Certificate of Insurance for General Liability coverage

Workers Compensation COIRequired

Certificate of Insurance for Workers Compensation coverage, required for any sub with employees

W-9 / EIN FormRequired

Required for tax reporting on payments over $600

OSHA 10 CertificationRecommended

Required on many public and private commercial projects

Performance BondConditional

Required on public works projects over threshold

Payment BondConditional

Required alongside performance bond on public projects

Bid BondConditional

Required when bidding on public construction contracts; guarantees contractor will honor the bid if awarded

Surety Bond / License BondConditional

State-required surety bond posted as part of contractor license or registration; collect certificate from sub

Licensing

Minnesota Department of Labor and Industry licenses residential contractors and remodelers. Commercial work may require local licenses.

OSHA

Minnesota operates an approved state OSHA plan. Minnesota has an approved state OSHA plan (MNOSHA) covering private and public sector

Bonding

Bond required for residential contractor license

Agencies
  • DLI: Minnesota Dept of Labor and Industry
  • MNOSHA: Minnesota Occupational Safety and Health

Summary for Minnesota

Minnesota has its own OSHA plan. Residential contractor license required. Workers comp required.

Track all of this automatically in Minnesota

TradeGuard collects every subcontractor's COI, license, and OSHA docs, flags Minnesota compliance gaps, and warns you before anything expires. Stop tracking it in a spreadsheet.

No credit card required · Cancel anytime · See how COI tracking works

Minnesota compliance FAQ

Do subcontractors need a contractor license in Minnesota?+

Minnesota Department of Labor and Industry licenses residential contractors and remodelers. Commercial work may require local licenses.

Does Minnesota follow federal OSHA or a state OSHA plan?+

Minnesota runs its own OSHA-approved state plan. Minnesota has an approved state OSHA plan (MNOSHA) covering private and public sector

Is a surety bond required for contractors in Minnesota?+

Yes. Bond required for residential contractor license

This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Minnesota agencies before relying on them.

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