Not yet re-checked against the Missouri Dept of Labor and Industrial Relations; verify before relying on it.
Missouri subcontractor insurance & compliance requirements
If you're a general contractor hiring subcontractors in Missouri, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.
Documents to collect from subcontractors in Missouri
The core compliance documents a GC should require and keep current for each sub.
State or local business license.
Certificate of Insurance for General Liability coverage.
Certificate showing workers' comp for the sub's employees. Who must carry it depends on the state and the number of employees.
Used to report what you pay the sub on Form 1099-NEC. For payments made in 2026 or later the IRS reporting threshold is $2,000 (it was $600).
Some owners and contracts require it, and some states require it on public projects.
Public owners require one on larger public contracts; the threshold depends on the owner and the state.
Often required with a bid on public work; it backs the bidder's promise to sign the contract at the bid price.
Missouri does not have a statewide general contractor license. Licensing is handled at the local/municipal level (St. Louis and Kansas City have their own requirements).
Missouri is under federal OSHA jurisdiction.
No statewide contractor bond requirement, though projects or public work may still require bonds.
- MODOL: Missouri Dept of Labor and Industrial Relations
- MODWC: Missouri Division of Workers Compensation
Summary for Missouri
No state GC license. Federal OSHA applies. Verify local jurisdiction requirements.
Track all of this automatically in Missouri
TradeGuard asks each sub for these documents through an upload link and shows what's missing for Missouri, with alerts before anything expires.
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Missouri compliance FAQ
Do subcontractors need a contractor license in Missouri?+
Missouri does not issue a statewide general contractor license, though local jurisdictions or specialty trades may still require one. Missouri does not have a statewide general contractor license. Licensing is handled at the local/municipal level (St. Louis and Kansas City have their own requirements).
Does Missouri follow federal OSHA or a state OSHA plan?+
Missouri is covered by federal OSHA. Subcontractors on active job sites are typically expected to carry OSHA 10/30 training.
Is a surety bond required for contractors in Missouri?+
Missouri does not impose a statewide contractor bond requirement, though individual projects, owners, or public work may still require performance and payment bonds.
This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Missouri agencies before relying on them.