TradeGuardMissouri subcontractor insurance & compliance requirements
If you're a general contractor hiring subcontractors in Missouri, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.
Documents to collect from subcontractors in Missouri
The core compliance documents a GC should require and keep current for each sub.
State or local business license
Certificate of Insurance for General Liability coverage
Certificate of Insurance for Workers Compensation coverage, required for any sub with employees
Required for tax reporting on payments over $600
Required on many public and private commercial projects
Required on public works projects over threshold
Required when bidding on public construction contracts; guarantees contractor will honor the bid if awarded
Missouri does not have a statewide general contractor license. Licensing is handled at the local/municipal level (St. Louis and Kansas City have their own requirements).
Missouri is under federal OSHA jurisdiction.
No statewide contractor bond requirement, though projects or public work may still require bonds.
- MODOL: Missouri Dept of Labor and Industrial Relations
- MODWC: Missouri Division of Workers Compensation
Summary for Missouri
No state GC license. Federal OSHA applies. Verify local jurisdiction requirements.
Track all of this automatically in Missouri
TradeGuard collects every subcontractor's COI, license, and OSHA docs, flags Missouri compliance gaps, and warns you before anything expires. Stop tracking it in a spreadsheet.
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Missouri compliance FAQ
Do subcontractors need a contractor license in Missouri?+
Missouri does not issue a statewide general contractor license, though local jurisdictions or specialty trades may still require one. Missouri does not have a statewide general contractor license. Licensing is handled at the local/municipal level (St. Louis and Kansas City have their own requirements).
Does Missouri follow federal OSHA or a state OSHA plan?+
Missouri is covered by federal OSHA. Subcontractors on active job sites are typically expected to carry OSHA 10/30 training.
Is a surety bond required for contractors in Missouri?+
Missouri does not impose a statewide contractor bond requirement, though individual projects, owners, or public work may still require performance and payment bonds.
This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Missouri agencies before relying on them.