TradeGuardMichigan subcontractor insurance & compliance requirements
If you're a general contractor hiring subcontractors in Michigan, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.
Documents to collect from subcontractors in Michigan
The core compliance documents a GC should require and keep current for each sub.
State-issued contractor license or registration
Certificate of Insurance for General Liability coverage
Certificate of Insurance for Workers Compensation coverage, required for any sub with employees
Required for tax reporting on payments over $600
Required on many public and private commercial projects
Required on public works projects over threshold
Required alongside performance bond on public projects
Required when bidding on public construction contracts; guarantees contractor will honor the bid if awarded
Michigan LARA licenses builders and maintenance/alteration contractors. Residential builders and maintenance/alteration contractors must be licensed.
Michigan operates an approved state OSHA plan. Michigan has an approved state OSHA plan (MIOSHA) covering private and public sector
No statewide contractor bond requirement, though projects or public work may still require bonds.
- LARA: Michigan Dept of Licensing and Regulatory Affairs
- MIOSHA: Michigan Occupational Safety and Health Administration
- BWUC: Bureau of Workers Comp and Unemployment
Summary for Michigan
Michigan has its own OSHA plan (MIOSHA). Residential builder license required. Workers comp required for employers with 1+ employees.
Track all of this automatically in Michigan
TradeGuard collects every subcontractor's COI, license, and OSHA docs, flags Michigan compliance gaps, and warns you before anything expires. Stop tracking it in a spreadsheet.
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Michigan compliance FAQ
Do subcontractors need a contractor license in Michigan?+
Michigan LARA licenses builders and maintenance/alteration contractors. Residential builders and maintenance/alteration contractors must be licensed.
Does Michigan follow federal OSHA or a state OSHA plan?+
Michigan runs its own OSHA-approved state plan. Michigan has an approved state OSHA plan (MIOSHA) covering private and public sector
Is a surety bond required for contractors in Michigan?+
Michigan does not impose a statewide contractor bond requirement, though individual projects, owners, or public work may still require performance and payment bonds.
This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Michigan agencies before relying on them.