TradeGuardMaryland subcontractor insurance & compliance requirements
If you're a general contractor hiring subcontractors in Maryland, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.
Documents to collect from subcontractors in Maryland
The core compliance documents a GC should require and keep current for each sub.
Required for residential home improvement work
Certificate of Insurance for General Liability coverage
Certificate of Insurance for Workers Compensation coverage, required for any sub with employees
Required for tax reporting on payments over $600
Required on many public and private commercial projects
Required for supervisors on many commercial and public projects
Required on public works projects over threshold
Required alongside performance bond on public projects
Required when bidding on public construction contracts; guarantees contractor will honor the bid if awarded
State-required surety bond posted as part of contractor license or registration; collect certificate from sub
Home improvement contractors must be licensed by MHIC. Commercial contractors need a separate license. All subs performing home improvement work need MHIC registration.
Maryland operates an approved state OSHA plan. Maryland has an approved state OSHA plan (MOSH) covering private and public sector
$20,000 surety bond for MHIC home improvement license
- MHIC: Maryland Home Improvement Commission
- MOSH: Maryland Occupational Safety and Health
- WCC: Maryland Workers Compensation Commission
Summary for Maryland
Maryland has its own OSHA plan. MHIC license required for home improvement. Commercial work varies by county.
Track all of this automatically in Maryland
TradeGuard collects every subcontractor's COI, license, and OSHA docs, flags Maryland compliance gaps, and warns you before anything expires. Stop tracking it in a spreadsheet.
No credit card required · Cancel anytime · See how COI tracking works
Maryland compliance FAQ
Do subcontractors need a contractor license in Maryland?+
Home improvement contractors must be licensed by MHIC. Commercial contractors need a separate license. All subs performing home improvement work need MHIC registration.
Does Maryland follow federal OSHA or a state OSHA plan?+
Maryland runs its own OSHA-approved state plan. Maryland has an approved state OSHA plan (MOSH) covering private and public sector
Is a surety bond required for contractors in Maryland?+
Yes. $20,000 surety bond for MHIC home improvement license
This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Maryland agencies before relying on them.