TradeGuardIndiana subcontractor insurance & compliance requirements
If you're a general contractor hiring subcontractors in Indiana, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.
Documents to collect from subcontractors in Indiana
The core compliance documents a GC should require and keep current for each sub.
State or local business license
Certificate of Insurance for General Liability coverage
Certificate of Insurance for Workers Compensation coverage, required for any sub with employees
Required for tax reporting on payments over $600
Required on many public and private commercial projects
Required on public works projects over threshold
Required alongside performance bond on public projects
Required when bidding on public construction contracts; guarantees contractor will honor the bid if awarded
Indiana does not require a statewide general contractor license. Home improvement contractors must register. Electrical and plumbing are licensed at state level.
Indiana operates an approved state OSHA plan. Indiana has an approved state OSHA plan (INSafe/IOSHA) covering private and public sector
No statewide contractor bond requirement, though projects or public work may still require bonds.
- IOSHA: Indiana Occupational Safety and Health Administration
- DWD: Indiana Dept of Workforce Development
Summary for Indiana
Indiana has its own state OSHA plan. No state GC license required. Workers comp required.
Track all of this automatically in Indiana
TradeGuard collects every subcontractor's COI, license, and OSHA docs, flags Indiana compliance gaps, and warns you before anything expires. Stop tracking it in a spreadsheet.
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Indiana compliance FAQ
Do subcontractors need a contractor license in Indiana?+
Indiana does not issue a statewide general contractor license, though local jurisdictions or specialty trades may still require one. Indiana does not require a statewide general contractor license. Home improvement contractors must register. Electrical and plumbing are licensed at state level.
Does Indiana follow federal OSHA or a state OSHA plan?+
Indiana runs its own OSHA-approved state plan. Indiana has an approved state OSHA plan (INSafe/IOSHA) covering private and public sector
Is a surety bond required for contractors in Indiana?+
Indiana does not impose a statewide contractor bond requirement, though individual projects, owners, or public work may still require performance and payment bonds.
This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Indiana agencies before relying on them.