Not yet re-checked against the Indiana Occupational Safety and Health Administration; verify before relying on it.
Indiana subcontractor insurance & compliance requirements
If you're a general contractor hiring subcontractors in Indiana, here are the certificates and documents you should collect and keep current, and how TradeGuard tracks them automatically.
Documents to collect from subcontractors in Indiana
The core compliance documents a GC should require and keep current for each sub.
State or local business license.
Certificate of Insurance for General Liability coverage.
Certificate showing workers' comp for the sub's employees. Who must carry it depends on the state and the number of employees.
Used to report what you pay the sub on Form 1099-NEC. For payments made in 2026 or later the IRS reporting threshold is $2,000 (it was $600).
Some owners and contracts require it, and some states require it on public projects.
Public owners require one on larger public contracts; the threshold depends on the owner and the state.
Public owners usually require it alongside the performance bond.
Often required with a bid on public work; it backs the bidder's promise to sign the contract at the bid price.
Indiana does not require a statewide general contractor license. Home improvement contractors must register. Electrical and plumbing are licensed at state level.
Indiana operates an approved state OSHA plan. Indiana has an approved state OSHA plan (INSafe/IOSHA) covering private and public sector
No statewide contractor bond requirement, though projects or public work may still require bonds.
- IOSHA: Indiana Occupational Safety and Health Administration
- DWD: Indiana Dept of Workforce Development
Summary for Indiana
Indiana has its own state OSHA plan. No state GC license required. Workers comp required.
Track all of this automatically in Indiana
TradeGuard asks each sub for these documents through an upload link and shows what's missing for Indiana, with alerts before anything expires.
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Indiana compliance FAQ
Do subcontractors need a contractor license in Indiana?+
Indiana does not issue a statewide general contractor license, though local jurisdictions or specialty trades may still require one. Indiana does not require a statewide general contractor license. Home improvement contractors must register. Electrical and plumbing are licensed at state level.
Does Indiana follow federal OSHA or a state OSHA plan?+
Indiana runs its own OSHA-approved state plan. Indiana has an approved state OSHA plan (INSafe/IOSHA) covering private and public sector
Is a surety bond required for contractors in Indiana?+
Indiana does not impose a statewide contractor bond requirement, though individual projects, owners, or public work may still require performance and payment bonds.
This page is general information, not legal advice. Requirements change; confirm current rules with the relevant Indiana agencies before relying on them.